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What is the Best Way to Get Rid of Your Debt?

05/03/2021

I am in debt.

How many of you can relate to that statement? Did reading it send a little chill down your spine as you remembered all the different payments you currently have to make each month? You’re not alone. In 2020, the average household debt in the United States was $148,298 dollars, with a total of $14.56 trillion across the nation.

Benefits of a No-Budget Plan vs. A Time-Based Budget Plan

04/01/2021

In last month’s blog, we talked about a couple different kinds of budgets you can utilize for your personal finances. As you know, the overall concept of budgeting never really changes, but there are plenty of plans out there and each one is a little bit different. It’s good to be aware of the different options so you can find the one that works best for you. However, just because you know about the plans doesn’t make it easier to pick one.

How to Choose the Right Budget Strategy

03/01/2021

Whether you’re just starting to budget or have been at it a long time, it’s important to find a plan that works well for you. Much of budgeting is psychological, so it can help to have visual reminders of your spending and saving. Some people enjoy tracking their every cent and like to create spreadsheets and other valuable documents that help show that. Some people like to organize their budget into general categories and have automation take over the rest. It’s all about how you learn and function best. Even if you’ve been budgeting a long time, you may not be doing it as effectively as you could if you were using a different plan. It's good to check in every once in a while to see if you’re truly hitting your financial goals.

Quick and Easy Ways to Save Money on a Tight Budget

02/01/2021

February may be the “month of love”, but you may not be feeling in the most loving mood as we continue to struggle with the effects of the pandemic. You may have made some New Year’s resolutions last month but are now struggling to put them into action in your personal life. If you’ve made a goal to be more financially smart, but find you’re already blowing through your budget before the month is half over, you’re not alone. Millions of Americans struggle with budgeting each year. However, struggling doesn’t mean you should give up just yet.

Important Things to Consider When Planning Your Savings

01/04/2021

January means a new year, which for most of you means it’s time to think about your New Year’s resolutions. You may have decided to commit to being better organized or getting into a workout program, or maybe you’ve decided to take it easy this year after getting through the last 12 crazy months. Whether you have personal goals for the year or not, it’s never a bad time to think about boosting your financial health. It’s easy to be overwhelmed by the prospect of getting your finances in order; however, the new year is the perfect time to start figuring out your savings plan so you can start your year on the right track.  

How to Create a Holiday Budget (and Stick to It)

12/01/2020

The holiday season is one of the best times of the year, filled with family gatherings, festive activities, and plenty of seasonal goodies. However, this can also be a pretty stressful time for those of us trying to juggle the expenses of holiday gifts, events, and more. Depending on the size of your family and friend groups, you may be looking at a long list.

How to Create a College Budget

11/04/2020

If you’re anything like me at age 18, you did not think very hard about creating a budget plan before going to college. Maybe you figured you could just get a job and figure it out from there or maybe you were too overwhelmed by the entire budgeting process. Either way, you might now find yourself facing an empty bank account and have no idea where it all went wrong.

Home Buying Tips for Millenials

04/11/2019

Buying a home? Part of the millenial generation? Check out these 5 quick home buying tips to get you started. 

5 Ways to Put Your Tax Refund to Work For You

01/11/2019

Not sure what to do with your tax refund? Don't spend it all in one place, try these five tips to make your tax refund work for you.

5 End of Year Savings Tips

12/05/2018

Hoping to save instead of spend money this holiday season? Check out these five tips to save money before the end of the year.