Legal —

INFORMATION

General Use Restrictions

Availa Bank holds all right, title, and interest in and to the materials on this Site, which are the copyrighted work of Availa Bank. Availa Bank grants you a limited, personal, non-exclusive and non-transferable license to use and display the materials only for purposes associated with your interaction with this website. Except as stated herein, you have no right to copy, download, display, perform, reproduce, distribute, modify, edit, alter or enhance any of the materials in any manner. This limited license terminates automatically, without notice to you, if you breach any of these Terms. Upon termination, you must immediately destroy any downloaded and printed materials. You have no right, title or interest (and no copyright, trademark or other intellectual property right) in or to the Site or any materials and you agree not to "frame" or "mirror" the Site, any material contained on or accessible from this Site on any other server or Internet-based device without the advanced written authorization of Availa Bank.

Disclaimer of Warranties

Availa Bank does not warrant the accuracy or timeliness of the materials provided on this Site. Availa Bank has no liability for any errors or omissions in the materials, whether provided by Availa Bank or third parties. Furthermore, the availability of products on this site may change without notice to you at any time in Availa Bank’s sole discretion. This site is provided to you without any warranty. Availa Bank, for itself and any other third party providing materials, services, or content to this website, make no representations or warranties in connection with the site including but not limited to the quality, suitability, truth, accuracy or completeness of any material information, product, or service contained on the site. All conditions, representations and warranties, whether express, implied, statutory or otherwise, including any implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third party rights, are hereby disclaimed. Availa Bank will not be liable to you or any third party for any damages of any kind, including but not limited to, direct, indirect, incidental, consequential or punitive damages, arising from or connected with the site, including but not limited to, your use of this site or your inability to use the site, even if Availa Bank has previously been advised of the possibility of such damages.

Trademarks

The Availa Bank logo and all other products or services denoted with ™, SM, or ® are trademarks, service marks or registered trademarks of Availa Bank or other affiliated third parties. Use of such trademarks and service marks in connection with any product or service that is not an Availa Bank product or service, or that of an affiliated third party, is prohibited.

Links to Third Party Sites

Links to other sites on the World Wide Web that are not under the control of or maintained by Availa Bank do not constitute an endorsement by Availa Bank of any such sites. You acknowledge that Availa Bank is providing these links to you only as a convenience, and you agree that Availa Bank is not responsible for the content or links displayed on such sites.

Local Laws

Except where otherwise explicitly stated, all marketing or promotional materials found on this Site are solely directed to individuals, companies or other entities located in the United States. If you use this Site from outside the United States of America, you are entirely responsible for compliance with applicable local laws, including but not limited to the export and import regulations.

Applicable Law

Any action related to these Terms will be governed by the law of the State of Iowa, without regard to the choice or conflicts of law provisions of any jurisdiction. You agree to submit to the jurisdiction of the courts located in the State of Iowa, for the resolution of all disputes arising from or related to these Terms and/or your use of the Site.

Unauthorized Activities

Submissions and unauthorized use of any materials contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity, certain communications statutes and regulations and other applicable laws and regulations. You alone are responsible for your actions. As such, you shall indemnify and hold Availa Bank and its officers, directors, employees, affiliates, agents, licensors, and business partners harmless from and against any and all costs, damages, liabilities, and expenses (including attorneys' fees) incurred in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that your use of the Site violates any applicable law or regulation, or the rights of any third party.

Terms of Use Revisions

Availa Bank may revise these Terms at any time without notice by updating this posting. Your continued use of the Site after such modifications have been made will constitute your acceptance of such revised Terms.