Our Accounts Work For You —

Personal Checking

Availa Bank offers checking accounts to fit exactly what you need. From basic accounts to great rates on interest-bearing accounts, Availa has just what you are looking for!

Use our  EZ Switch Kit to make the transition to Availa Bank and set up recurring payments for your utilities,  insurance and other bills so you never miss another payment. Add an Availa debit card for convenient access to your money almost anywhere!

Instant Issue Debit Card

1. To earn a higher rate of interest, will you always keep more than $1,500 in your checking account? If YES ...

An account for those interested in higher interest —

Premier Interest Checking

  • FREE program checks
  • Higher interest rate with a balance of $1,500 or more
  • Only $6 monthly service charge if minimum daily balance falls below $1,500
  • $50 minimum deposit to open
  • FREE eStatements
  • FREE Cashier's Checks

2. Will there be anyone age 50 or older signing on this account? If YES ...

A perfect account for customers 50 and over —

50+ Interest Checking

  • FREE program checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • $50 minimum deposit to open
  • FREE eStatements
  • FREE Cashier's Checks

3. Does anyone plan to have direct deposit or an automatic payment with this account? If YES ...

Earn interest with the convenience of direct deposit or any automatic payment —

Direct Interest Checking

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • FREE starter pack of checks
  • $50 minimum deposit to open
  • FREE eStatements (Paper statements $3 per statement cycle)

If you answered NO for 1-3, discover ...

A FREE account for everyone —

Simply Free Checking

  • No minimum balance
  • No monthly service charge
  • FREE starter pack of checks
  • $50 minimum deposit to open
  • FREE eStatements (Paper statements $3 per statement cycle)

Every new personal checking account includes:

• FREE Debit Card • FREE Online Banking • FREE Bill Pay • FREE Mobile Banking and Mobile Deposit • FREE eStatements • Buy back of your unused checks and debit cards from another financial institution

Craig was very enthusiastic about helping us explore all options available to finance the purchase of The Community Orchard. He helped us find the best fit for our business. Craig has made multiple visits to check on progress at the orchard, as well as being a supportive customer. Craig and Dave made us feel like we were valued as customers at Availa Bank and made the process go very smoothly.

Dennis Stucky