Availa Bank —
Privacy Policy
Your privacy and security are important to us at Availa Bank. That’s why we maintain the highest levels of security to protect your information. Our privacy and security policies further demonstrate our commitment to taking care of business and taking care of you in the safest ways possible.
What Does Availa Bank Do With Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Income
- Account Balances
- Credit History
- Payment History
- Credit Scores
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Availa Bank chooses to share; and whether you can limit this sharing.
|
Reasons We Can Share Your Personal Information |
Does Availa Bank share? |
Can you limit this sharing? |
|
For our everyday business purposes - such as to process your transactions, |
Yes |
No |
|
For our marketing purposes - to offer our products and services to you |
Yes |
No |
|
For joint marketing with other financial companies |
Yes |
No |
|
For our affiliates' everyday business purposes - information about your |
No |
We don't share |
|
For our affiliates' everyday business purposes - information about your |
No |
We don't share |
|
For our affiliates to market to you |
No |
We don't share |
|
For nonaffiliates to market to you |
No |
We don't share |
Questions?
Call 800-329-8620 or go to www.availa.bank.
Who is Providing This Notice?
Availa Bank
How Does Availa Bank Protect My Personal Information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How Does Availa Bank Collect My Personal Information?
We collect your personal information, for example, when you:
- Open an account
- Pay your bills
- Use your credit or debit card
- Apply for a loan
- Deposit money
We also collect personal information from others, such as credit bureaus, affiliates, or other companies.
Why Can't I Limit All Sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
- Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Availa Bank does not share with our affiliates.
- Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Availa Bank does not share with nonaffiliates so they can market to you
- Joint Marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include credit card companies.